Terms & conditions
From time to time, we may make changes to our terms.
From-February 7th 2025
View the terms and conditions for card customers who signed up between February 7th 2025 and 1st September 2025.
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Pre-February 7th 2025
View the terms and conditions for card customers who signed up before February 7th 2025.
View more Retail Terms and Conditions
These retail customer terms and conditions apply to customers who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025. They apply where customers have fewer than 10 employees and a turnover less than €2m a year or you are a charity with a turnover of less than £1m.
View more Corporate Terms
These corporate customer terms and conditions apply to customers who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025. They apply where customers have over 10 employees and a turnover of over €2m a year.
View more Card Service Terms
These product terms and conditions apply to customers with card services who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.
View more FX Service Terms
These product terms and conditions apply to customers with FX and international payment services who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.
View more Cashback Service Terms
These cashback terms and conditions apply to customers who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.
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